We know capitalizing a business is not easy!

As a business owner, you probably wear many hats. Being able to grow your business is a full time job of its own. Many business owners are geniuses in their industry, but may not always know everything there is to know about finance.

The principles and employees of Union Commercial Service Group draw from a strong background in finance. We believe that our clients make the best decisions when they are fully empowered. Need to know more about your financing options? We are here to help!

Check out these articles and whitepapers

Our whitepaper on working capital here will get you started: Whitepaper — A Case for Working Capital Syndication

Here is also a case study on when working capital might make sense for a business (and when it doesn’t). HINT: working capital won’t magically make your business profitable, but not having capital can stifle any business: Case Study — The Merchant View of Working Capital

Here’s an interesting article from Entrepreneur Magazine on working capital: Entrepreneur Magazine Case Study_ How a Merchant Cash Advance Worked in a Pinch

Another article from Bloomberg: Bloomberg_How Merchant Cash Advances Work

There are many other sources of information. The key points are:

• Working capital advances are fast! We can approve same day and fund within 24 hours.
• Working capital advances are NOT loans. You are selling your future receipts at a discount to receive funding today.
• If you qualify for cheap bank financing, you should take that before an advance. Other asset back solutions like commercial mortgages, equipment leases, and invoice factor are also typically more economical. Let us know if you need a referral!
• Working capital can provide you with the ability to jump on immediate opportunities or solve a short term or seasonal need.
• Profitable business can use working capital to propel themselves forward; mismanaged business can sink themselves even with additional capital. Be the captain and steer your ship!